Does Pet Insurance Cover My Pet if They Need Emergency Veterinary Care?

October 23rd, 2015 by Daniel Mudrick

Pet insurance gives loving pet owners peace of mind that if anything happens to their pet, they will have coverage to provide the medical care their pet needs. When you pet is injured or ill, the last thing you want to do is worry about whether your budget can handle the added expenses.

We are often asked whether pet insurance covers emergency veterinary care. The answer is – maybe. It depends on your specific pet insurance provider, coverage, and your pet’s specific situation. However, with that said, the main purpose of pet insurance is to provide coverage for unexpected costs like injury or illness.

Most pet insurance providers offer coverage for veterinary costs like diagnostic testing, surgery, medications, hospitalization, and other treatments. Different insurance programs offer different protection plans and levels of coverage. Plans can offer emergency coverage for unexpected needs, comprehensive coverage for complete healthcare assistance, or even specialized plans for “indoor only” cats, shelter animals, or senior pets.

There are even plans available in conjunction with a microchip identification system. This will allow you to protect your pet and provide automatic emergency medical care if your pet is lost and injured, and you cannot be immediately contacted.

Check your pet’s policy or call your insurance company to see if your pet is covered for emergency care.

Pet insurance is an invaluable safeguard, which will ensure that your pet will always be able to receive the best in healthcare. Currently, we believe that Trupanion offers the best coverage.

When protected by an insurance plan, affording unexpected medical procedures will no longer be an issue. As medical and surgical advances occur, the level of sophistication for diagnostics and treatments also increases. By having insurance, options such as root canals, chemotherapy, orthopedic surgery, CT scans, and MRI’s can be financially possible for your pet.

>> Call us now for emergency care at 905-855-2100. We are here 24/7, every day of the year with a vet always on-site (never just “on call”).

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About Daniel Mudrick

I'm the owner and founder of Clarkson Village Animal Hospital, a state-of-the-art veterinary hospital that's open 24 hours a day, 7 days a week, 365 days a year. Clarkson Village Animal Hospital has always been a dream of mine, and by caring for one patient at a time, the hospital has continued to grow. During those rare times when I'm not at the hospital, I'm at yoga, hiking, gardening, and spending time with my family. I also enjoy reading to stay current on the most recent advances in veterinary medicine.

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